4.
You confirm that you have/had no insolvency proceedings against me nor have you ever been
adjudicated insolvent by any court or other authority and you further confirm that you have
read the information on various loan products made available on behalf of its financing partners
5.
You authorize Flyhi Finance, by itself or on behalf of its financing partners, to exchange, share
all information and details as provided by you in your application and in relation to your existing
loans and/or repayment history to any third party including but not limited to its financing
partners, service providers, banks, financial institutions, credit bureaus, telecommunication
companies, statutory bodies, etc. for customer verification, personalization of products or
services, credit rating, data enrichment, marketing or promotion of Flyhi Finance services or
related products or that of its associates and affiliates or for enforcement of your obligations
and you shall not hold Flyhi Finance (or any of its financing partners or its/their
agents/representatives) liable for the use/sharing of the information as stated above.
6.
You agree and affirm that Flyhi Finance or any of its financing partners, may contact you and
communicate with you over telephonic calls, what’sapp, or SMS on the mobile number
mentioned in the application, or through any other communication mode (“Communication
Modes”) to verify the details provided by you on the application. Further, You confirm that you
would like to know through the above mentioned Communication Modes various loan offer
schemes or loan promotional schemes or any other promotional schemes relating to various
products/services offered by Flyhi Finance and/or its associated partners from time to time and
hereby authorize Flyhi Finance, employees, agents, associates to contact me from time to time
for the same.
7.
You agree and confirm that laws in relation to the unsolicited communication referred to in the
“National Do Not Call Registry” (the “NDNC Registry”) as laid down by the Telecom Regulatory
Authority of India will not be applicable for such communication/calls/ SMSs received from
FLYHI FINANCE, its employees, agents and/or associates.
8.
By using the Website or Flyhi Finance Services, you authorize Flyhi Finance, directly or through
third parties, to make any inquiries they consider necessary to validate your identity and to
collect information about you in accordance with our Privacy Policy. This may include asking
you for further information that will allow them to reasonably identify you, requiring you to take
steps to confirm ownership of your email address or financial instruments, or verifying your
information against third party databases or through other sources. We may also ask you for
identifying documents to help us validate your identity. Flyhi Finance reserves the right to close,
suspend, or limit access to your account and/or the Services in the event Flyhi Finance is unable
to obtain or verify this information.
9.
By using the Flyhi Finance Services, you give Flyhi Finance or its financing partner’s permission
to obtain your credit report from RBI registered credit bureaus in connection with the review of
your application for credit. A credit report may also be requested in connection with a credit
extension, credit limit request, account renewal, account collection action or dispute
investigation. You understand and acknowledge that Flyhi Finance or its partner financing
institutions may report negative information (such as late payments, missed payments, or other
defaults) about your account to credit reporting agencies.
10.
You agree to allow Flyhi Finance, to send you payment reminders from time-to-time.
Notwithstanding whether you have consented, you agree that payment reminders may take the
form of any available communication. You also agree that if you fail to pay an amount owed to
Flyhi Finance or its Financing Partner(s) pursuant to this Agreement, Flyhi Finance may engage
in collection efforts to recover such amounts from you regardless whether you came through
an affiliated institute or otherwise for this loan application. These collection efforts may involve
contacting you directly, submitting your information to a collections agency, or taking legal
action. FAILURE TO PAY MAY AFFECT YOUR CREDIT SCORE.
11.
You undertake to keep Flyhi Finance updated of any change in the information provided by you
in this application form.
12.
You understand and acknowledge that Flyhi Finance shall have the absolute discretion, without
assigning any reason to reject my loan application on behalf of it’s financing partner and that
Flyhi Finance shall not be responsible/liable in any manner whatsoever for such rejection.
13.
You further understand and agree that pursuant to this application form, you will be required to
submit documents to the satisfaction of Flyhi Finance and its financing partners and accept the
loan terms and conditions for availing the loan granted to me by financing partners of Flyhi
Finance from time to time.